Enroll in Online Banking 
Disclosures:
Card Controls is available for personal accounts that are enrolled in Online Banking.
Contactless
Visa Debit Card
Visa Debit Card
Zero Liability Protection
Contactless payments
Add to digital wallet
Worldwide ATM access
Peace of mind purchasing.
- Pay contactless with your card or upload to your digital wallet to pay using your phone or watch
- Make purchases in person, online and in-app
- Get cash, view balances and transfer funds at ATMs in your neighborhood and across the globe
- Deposit cash and checks at any Banesco USA ATM
Protect your account
with Card Controls.
Manage your debit card your way and increase the security of your account.
Set spending limits
Manage your spending and stay on budget.
Turn your card off and on
Instantly disable your card when you don’t plan to use it or if it’s lost or stolen. When you’re ready to use it again, turn it back on with one click.
Get notifications
Sign up for text or email alerts to know when and where your card is used.
Stop fraudulent activity
Specify the merchants and geographic areas where your card can be used.
Protect your account
Report a lost or stolen card in just a few clicks.
Change settings anytime
Do it all anytime, anywhere, online and in the mobile app.
Set or change your Card Controls.
Log in to Online or Mobile Banking > Select Services > Select Card Controls
Features included with your debit card.
Zero Liability Protection
You won’t be responsible for unauthorized charges made with your account if your card is lost, stolen or used fraudulently, online or in person.
Contactless Payments
Pay contactless anywhere you see the contactless symbol and at chip-enabled terminals for encrypted transactions that protect your account information.
ATM Access Worldwide
Use your card to access your account at any Banesco USA ATM in the U.S. and Puerto Rico, and at thousands of AllPoint and Visa Global Network ATMs around the world.
Secure Online Shopping
Enjoy extra security when you use your card to shop online. To prevent unauthorized use of your card, you may be guided through some questions to verify your identity.
Frequently asked questions.
How do I get Card Controls?
First, make sure your debit card is activated. Next, log in to BanescOnline or Banesco Mobile, select Services and select Card Controls.
How do I upload my debit card to my digital wallet?
Apple Wallet
- In the Wallet app, tap the Add button.
- Tap Continue.
- Follow the steps on the screen to add a new card.
- Verify your information with Banesco USA.
- If you have a paired Apple Watch, you have the option to also add the card to your watch.
Google Wallet
- Open the Google Wallet app.
- At the bottom, tap Add to Wallet.
- Tap Payment card.
- Tap New credit or debit card.
- At the bottom, tap Save.
- Read the Issuer Terms and tap Accept.
- If you’re asked to verify your payment method, choose an option from the list.
Is there a fee to use Card Controls?
It’s a free benefit included with your Banesco USA debit card.
What is Visa Secure?
Visa developed a program that helps confirm your identity when you make an online purchase using your debit card. There’s no need to download anything, install software, or register your account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud. This is one more way Banesco USA and Visa have teamed up to secure your account.
Is there a cost for Visa Secure?
No, it’s a benefit automatically included with your debit card.
If I disable my card, does that mean I am closing my account?
No. Using Card Controls does not change the status of your account, however, all your debit card transactions will be declined while your card is disabled.
How will I know if my online purchase has the Visa Secure added layer of protection?
This service automatically works at checkout at any participating online merchant. Look for the Visa Secure logo. Remember, you can use your card to pay for online purchases even if you don’t see the logo and rest assured your transaction will still be protected by multiple layers of security and zero liability for fraudulent purchases.
How long does it take for a Card Controls setting to take effect?
Just set your control, click Save and the setting is activated immediately.
